Funds deposited via bank wire can be withdrawn the next business day.
Funds received via ACH must be held for six business days (the deposit day plus five additional days) before they can be withdrawn to the originating bank account. For example, an ACH request made before 1 p.m. CT on Friday, July 29 would have the funds deposited via ACH on Monday, August 1 and could be withdrawn to the bank account of origin on Tuesday, August 9.
Other withdrawals of ACH deposits to an account different than the bank account of origin, or withdrawals of ACH deposits via check, wire, or account transfer, may be held up to 60 calendar days after date of deposit. Other restrictions may apply if fraud or other potential anti-money laundering concerns are raised.
Funds received via check must be held for the deposit day plus 10 business days before they can be withdrawn. For example, funds deposited via check on Monday, August 1, can be withdrawn on Tuesday, August 16.